Investing In Better Auto Insurance

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Boat Insurance: What You Should Know If A Loss Occurs

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In case you get into a boating accident or suffer a personal loss while on your boat, it is important that you are familiar with your boat insurance policy coverage. By being familiar with your policy coverage, you will make the experience hassle-free and as painless as possible. Here are a few things that you should know in case a loss occurs. Know What’s Protected and What’s Not Protected  If property that was covered by your insurance policy suffers damage or a covered loss, then filing a claim with the insurance company is recommended.…

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How And Why Driving Less Saves You Money On Car Insurance

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If you own a car but do not drive a whole lot, you might be overpaying for your car insurance if you are not taking advantage of the discounts insurance companies offer for drivers who do not drive a lot. In fact, there are even special types of programs designed for drivers that fall into this category, and here are several important things you should understand about low-mileage drivers and auto insurance.…

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Informing Your Insurance Company On "Minor" Accidents

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As a motorist, you have probably wondered whether you should inform your insurance company if you are involved in a minor accident. The reality is that there are many upsides, and few downsides, to informing your car insurance company whenever you are involved in a car accident that causes injury or property damage. The next time you are involved in a minor crash, know that while you don’t have to file a claim, you should at least inform your insurance company for these reasons.…

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How To Get Accident Forgiveness

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Car accidents cause insurance companies a lot of money, and as a motorist, it makes sense that they will pass on this cost to you in the form of increased rates. Fortunately, most insurance companies have accident forgiveness programs to reduce this burden for their clients. Such a program enables your insurance company to “forgive” you one accident case so that it doesn’t affect your rates. Here are four ways in which you may enjoy such a program:…

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Three Types Of Coverage To Include With Your Auto Insurance

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While car insurance is a legal requirement for driving a car, it is a fact that people will frequently underinsure these vehicles. Without the adequate coverages, you may find that any accidents are far more stressful than is necessary. In order to protect yourself and your car, there are a few particular types of coverage that you should ensure are included in your policy. Rental Coverage Following your accident, there is a strong chance that your car will need to undergo extensive repairs.…

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Tips For Saving Money On Car Insurance When You Purchase A Second Car

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If you just paid off your car and are about to purchase a second vehicle, you may want to shop around before you make your purchase to make sure you buy the best vehicle for your needs. Choosing the right type of vehicle can help you save money on gas and car payments, but it can also help you save money on your car insurance. Here are three great tips that could help you save a lot of money when you go from owning one vehicle to two.…

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Can You Get Auto Insurance If You The Authorities Suspend Your Driver's License?

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If a court takes away your license for a driving offense, your driving ban will only last for a certain period, but you may wonder what you should do with your auto insurance during this ban. For example, in Texas, the authorities can suspend your license for up to two years if a court finds you guilty of DUI, which is quite a long period to consider. While some people may decide to sell a vehicle and not need insurance, other drivers will prefer to keep an insurance policy active on their car during a period of suspension.…

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