As a motorist, you have probably wondered whether you should inform your insurance company if you are involved in a minor accident. The reality is that there are many upsides, and few downsides, to informing your car insurance company whenever you are involved in a car accident that causes injury or property damage. The next time you are involved in a minor crash, know that while you don’t have to file a claim, you should at least inform your insurance company for these reasons.…
Car accidents cause insurance companies a lot of money, and as a motorist, it makes sense that they will pass on this cost to you in the form of increased rates. Fortunately, most insurance companies have accident forgiveness programs to reduce this burden for their clients. Such a program enables your insurance company to “forgive” you one accident case so that it doesn’t affect your rates. Here are four ways in which you may enjoy such a program:…
While car insurance is a legal requirement for driving a car, it is a fact that people will frequently underinsure these vehicles. Without the adequate coverages, you may find that any accidents are far more stressful than is necessary. In order to protect yourself and your car, there are a few particular types of coverage that you should ensure are included in your policy.
Rental Coverage
Following your accident, there is a strong chance that your car will need to undergo extensive repairs.…
